Thursday, January 20, 2011

A couple of things that everyone should know disability

Did you know? One year of disability can erase 10 years worth of savings.

Also interesting to know disability:

- 7 of 10 people aged between 35 and 65 are on hold for three months or more.

- The average length of disability, which is more than 90 days-36 months.

- Most American families have only the money in savings to cover two months of bills.

- In 2000, the wage and productivity lossesof accidental injury was $ 259,800,000,000 (Statistical Abstract of the United States: 2002)

- The maximum Social Security disability for 30 years earning $ 70,000 a year, only $ 1600 per month.

- To be eligible for Social Security disability, a disability must last at least 12 months.

- Social Security disability claim paid only one approved for a minimum of 5 months have passed.

So if suddenly turns off ... AsYou pay your bills?

What is disability?

The Random House Webster's Dictionary of American English defines disability as:
"The lack of sufficient strength or ability, disability, physical or mental disability, and everything gets turned on or off at a disadvantage"

The Social Security Administration defines disability as follows:
"The inability to engage in any substantial gainful employment because of any medical determinable physical or mentalDamage can be expected to result in death or has lasted or is likely to last for a continuous period of not less than 12 months. Highlight

In other words, people with disabilities in general means that do not work. And the social security disability means that you are not able to work something out.

Disability can happen at any moment of time, no one - regardless of race, religion, sex or occupation.

Some disabled due to injuryreceived in a car accident. And sometimes it's for a simple, injured during participation in sport, or improve your home in your off hours.

A very common injury that causes you can not work, has a back injury. And back injuries can happen simply by furniture, gardening, fixing a leak in the roof.

Other people will no longer work because of illness or outbreaks of diseases: diabetes, stroke or heart attack. It alsoPregnancy may be in some women, no work: If the pregnancy develops other complications that a woman must stay in bed, she does not work.

This can happen to you.

Unfortunately, some people think that just because they are healthy, they can become disabled at that time. And this is not true. Accidents happen. Healthy as a rule not something to do with whether to make a disability.

Let's look at some hard facts:

- In 2000wage and productivity losses from unintentional injuries was $ 259,800,000,000 (Statistical Abstract of the United States: 2002)

- 1999: 338,000 people were injured in a fall

- 1999: 141,000 people were injured by overexertion

- 1999: 338,000 people experienced sprains and strains

And only some of the ways in which these lesions are successful:

- Hand saws and power

- Hammers

- Cutlery

- Beds

- Tables

- Scale

- Carpet andRugs

- Shoes

- Bicycles

- Pools

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